Last Updated: May 1, 2024
Welcome to Dnicasearb. These Terms and Conditions ("Terms") govern your use of our website located at https://dnicasearb.com ("Website") and all related services, including but not limited to our financial education courses, materials, and content (collectively, the "Services").
Please read these Terms carefully before accessing or using our Website and Services. By accessing or using any part of the Website or purchasing our courses, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, you may not access the Website or use any Services.
To access certain features of the Website or purchase our courses, you may be required to register for an account. When you register, you agree to provide accurate, current, and complete information and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and for all activities that occur under your account.
You agree to notify us immediately of any unauthorized use of your account or any other breach of security. We will not be liable for any loss or damage arising from your failure to comply with this section.
We reserve the right to terminate or suspend your account at our sole discretion, without notice, for conduct that we believe violates these Terms or is harmful to other users of the Website, us, or third parties, or for any other reason.
When you purchase a course, you are granted a limited, non-exclusive, non-transferable license to access and use the course materials for your personal, non-commercial use. All payments for courses are processed through our secure payment gateway. By making a purchase, you represent and warrant that:
Upon successful completion of your purchase, you will receive access to the course materials through our online learning platform or via email with instructions on how to access the course. The duration of your access to the course materials will be specified in the course description. Some courses offer lifetime access, while others may have a limited access period.
Your course access is for your personal use only. Sharing your account credentials or course access with others is strictly prohibited. We monitor account activity and reserve the right to terminate access without refund if account sharing is detected.
The Website, the Services, and their entire contents, features, and functionality (including but not limited to all course materials, information, text, visual interfaces, images, graphics, design, compilation, computer code, software, and the design, selection, and arrangement thereof) are owned by Dnicasearb, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
You may not:
Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Website and Services for your personal, non-commercial use only.
The Website may allow you to post, link, store, share, and otherwise make available certain information, text, graphics, videos, or other material ("User Content"). By providing User Content, you grant us the right to use, reproduce, modify, perform, display, distribute, and otherwise disclose to third parties any such material according to your account settings.
You represent and warrant that:
We have the right, but not the obligation, to monitor and edit all User Content provided by users. We may remove any User Content for any reason at our sole discretion, including if we determine that the User Content violates these Terms, may harm us or our users, or violates the rights of third parties.
In addition to other prohibitions set forth in these Terms, you agree not to:
THE WEBSITE, SERVICES, AND ALL CONTENT ARE PROVIDED "AS IS," WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED. WITHOUT LIMITING THE FOREGOING, WE EXPLICITLY DISCLAIM ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, QUIET ENJOYMENT, OR NON-INFRINGEMENT, AND ANY WARRANTIES ARISING OUT OF COURSE OF DEALING OR USAGE OF TRADE.
We make no warranty that the Website or Services will meet your requirements or be available on an uninterrupted, secure, or error-free basis. We make no warranty regarding the quality, accuracy, timeliness, truthfulness, completeness, or reliability of any content on the Website.
The content provided through our courses and Website is for educational purposes only and is not financial advice. We do not guarantee any specific financial outcomes or results from following our courses or implementing strategies discussed in our content. Financial decisions should be made with consideration of your individual circumstances and, where appropriate, with the guidance of qualified financial advisors.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL DNICASEARB, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, PARTNERS, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, OR CAUSES OF ACTION EXCEED THE AMOUNT YOU HAVE PAID TO DNICASEARB IN THE LAST SIX (6) MONTHS, OR, IF NO AMOUNT HAS BEEN PAID, ONE HUNDRED DOLLARS ($100).
You agree to defend, indemnify, and hold harmless Dnicasearb, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website or Services.
These Terms and your use of the Website and Services shall be governed by and construed in accordance with the laws of Ghana, without regard to its conflict of law provisions.
Any dispute arising from or relating to the subject matter of these Terms shall first be resolved through informal negotiation. If the dispute cannot be resolved through informal negotiation, it shall be settled by binding arbitration in accordance with the laws of Ghana. The arbitration shall take place in Accra, Ghana, in the English language, and the arbitral decision may be enforced in any court.
Any dispute, action, claim, or cause of action shall be filed only in the courts located in Ghana, and you hereby irrevocably consent to the exclusive jurisdiction of such courts.
We reserve the right to modify these Terms at any time. All changes are effective immediately when we post them and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes.
We may terminate or suspend your access to all or part of the Website and Services immediately, without prior notice or liability, for any reason, including without limitation if you breach these Terms. Upon termination, your right to use the Website and Services will immediately cease.
If any provision of these Terms is held to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms will continue in full force and effect.
These Terms, together with any other legal notices and agreements published by us on the Website, shall constitute the entire agreement between you and us concerning the Website and Services.
If you have any questions about these Terms, please contact us at:
Dnicasearb
88 Techiman Main Road
Techiman, Ghana
Email: [email protected]
Phone: +233 24 540 1178